This privacy policy notice outlines the procedures and principles governing the collection, usage, and disclosure of Personal Information by Title Loan Pros Montgomery (“us,” “our,” “we,” or “Company”) during our interaction with you across our websites and mobile applications (“Platforms”). It details the safeguards in place to secure your information and the scenarios in which we may share such data with other entities.
Personal Information Defined: In this notice, “Personal Information” refers to data that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.
Applicability: This notice applies to prospective, current, and past visitors and customers (“you” or “Customers”). Our primary objective is to connect you with lenders and loan servicers (“Lenders”) to help you discover financial products and services. To achieve this, we collaborate with companies collecting inquiries from you and may share your information with other entities facilitating your connection with additional financial products and services (collectively, “Partners”).
Children: Our Platforms are not intended for individuals under the age of 18. We do not knowingly collect Personal Information from children under 18. If such information is inadvertently collected, we promptly delete it. If you believe we might have Personal Information about a child under 18, please contact us.
Personal Information We Collect: We primarily collect information directly from you or through Partners when you request financial products online or by phone. The following categories of Personal Information may be collected:
Contact information: Name, phone number, email address, and postal address.
Identification information: Collected when you fill out forms or request information about financial products or services.
Financial information: Details about income, assets, home, and vehicle.
Employment information: Source of income, salary, and employer details.
Demographic information: Age and date of birth.
Audio information: Recordings of conversations with Company or Partner representatives regarding financial product inquiries.
Commercial information: Products of interest, information entered into financial product applications, and details of product purchases.
Internet or network activity: Information on web-based interactions with the Platforms, collected using cookies and web tracking technologies.
We retain these categories of Personal Information for durations necessary to achieve business purposes, primarily connecting you with Lenders and facilitating the sale of financial products and services.
Purposes of Collecting Personal Information: We collect and disclose Personal Information to identify you, confirm facts, deliver financial products and services, assess requests, connect you with Lenders, and aid in servicing your financial product. Additionally, we use this information for:
Operating, maintaining, improving, and protecting our Platforms.
Communicating with you regarding inquiries, our Platforms, and relevant financial products or services.
Developing new features, products, or services.
Complying with legal obligations and protecting rights, property, or safety.
Sharing of Personal Information: We may disclose some or all Personal Information:
With Lenders: To connect you with requested or potentially interesting products or services.
With Affiliated Companies: For operational assistance.
With Partners: To match you with relevant products or services and track service fulfillment.
As Required or Permitted by Law: Information may be shared with credit reporting agencies, government agencies, law enforcement, or other parties under legal process.
Protection of Information and Security Procedures: We limit access to Personal Information, maintain physical, electronic, and procedural safeguards to comply with federal and state standards, and use SSL technology for encryption during information transmission.
Cookies: We use cookies to customize your experience on our Platforms, aid in navigation, and develop metrics. AdRoll and other third-party marketing cookies are used for targeted advertising, and you can opt out through relevant opt-out pages.
Rights Regarding Personal Information: Based on your place of residence, you may have rights such as access, correction, deletion, restriction, opt-out of targeted advertising, opt-out of sales, and non-discrimination. You can exercise these rights by contacting us.
Additional Notice to California Residents: We have collected and shared Personal Information with third parties for business purposes and may have engaged in sales or shares of Personal Information. California residents may opt out by visiting the “Do Not Sell or Share My Personal Information” link.
Changes to Our Policy: We reserve the right to modify our privacy policy. We will notify you of changes as required by law.
Contact Information: For inquiries or to exercise rights, contact us at:
Title Loan Pros Montgomery
2424 E South Blvd #104, Montgomery, AL 36116
334-986-4119
Email: info@titleloanprosMontgomery.com
Title Loan Pros Montgomery acts as a facilitator, connecting borrowers with potential lenders in our network. We want to emphasize that we do not endorse specific lenders, and our services come without any fees to visitors. Our platform does not assess or approve credit directly. The information submitted by applicants is transmitted to lenders or partners within our network. Visitors are under no obligation to use our website, initiate contact with operators, or secure a loan or financial product from our lending partners. It is crucial to understand that sharing financial and personal information on our website does not obligate lenders or partners to offer a loan, credit product, or financial service. Cash transfer times may vary, and faxing information may be required in certain circumstances. Any questions or concerns about loans should be directed to the lender or loan servicer. The title loans facilitated by Title Loan Pros Montgomery are designed as short-term financial solutions for immediate monetary needs, not as part of a long-term financial plan. Our services may not be available in all states. Potential borrowers may undergo a credit check, and lenders may use major credit reporting bureaus and alternative sources to assess credit ratings. Locations mentioned on our website are partner locations of Title Loan Pros Montgomery, and loan amounts vary based on qualifications. Since we do not lend money directly, we cannot offer solicitations for loans or financial products/services. The service connects users with lenders or partners based on the provided information. States serviced by our website may change without notice, and personal unsecured loans may not be available in all states and areas. While loans typically do not have pre-payment penalties, we cannot guarantee that every lender meets this standard. Lenders and partners set their own interest rates and payment terms, and we have no control over these rates or payments. The number of people applying for loans may differ from the number of people eligible to receive them, and approval for a loan or financial service is not guaranteed. Users are advised to use discretion when working with lenders or partners directly. For car title loans, some lenders may require the use of a GPS locator device on the vehicle. Whether the lender covers the cost or charges the borrower is at the discretion of the lender.
In certain circumstances, faxing may be required, and the use of a cell phone for updates is optional. Users are encouraged to review our privacy policy. Loans offered through our website may involve costs, and users may explore alternative, potentially less expensive funding options. These loans are intended for short-term financing to address immediate cash needs and are not a long-term solution. Residents of some states may not be eligible for a loan, and loan rejections are not disclosed by Title Loan Pros Montgomery. Users may contact the lender directly. Loan amounts differ by location, and account approval requires meeting all loan eligibility requirements, including a credit inquiry and, if applicable, a motor vehicle appraisal. Lenders are typically licensed by the state of the borrower’s residence, and users are advised to consult regulatory agencies to ensure compliance. Regulatory agencies are established to protect borrowers, and users should verify the full licensing of any lender providing funds.
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